The Texas Department of Insurance Division of Workers’ Compensation (DWC) released its Biennial Report to the Legislature, which revealed far lower rates of employers in the state foregoing workers’ comp coverage. The Texas system is unique in that employers opt into workers’ comp insurance or can choose not to get coverage and lose immunity from tort (called “employer participation” versus “non-subscription”). According to the report, “In 2016, the percentage of Texas private, year-round employers that were non‐subscribers to the workers’ compensation system decreased significantly, from 33 percent in 2014 to 22 percent. That is the lowest percentage since 1993 (an estimated 82,260 employers in 2016 were non-subscribers).” The Texas DWC report also touted its formulary and subsequently reduced pharmacy costs and low general medical costs compared to other states.
Download the report: Texas Biennial Report to the Legislature_Dec 2016