Sam McMurray, executive director of the Texas Self-Insurance Association, told attendees of a five member panel discussion at the Insurance Council of Texas’ 2014 Workers’ Compensation Conference that mandatory workers’ compensation in Texas for construction companies could be a reality in the coming years. Although McMurray cautioned that the “opt-out” provision is not going anywhere any time soon, he predicts a policy change on the horizon due to the high number (between 500,000 and 600,000) of employees who are not covered under workers’ comp in the state. Recall that Texas is the only state in the country that provides for a total opt-out, meaning that employers do not have to substitute workers’ comp with their own benefits program or self-insurance. McMurray told WorkCompCentral that he expects the idea to “get a lot more play” in the upcoming legislative session.
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