The adequacy of income benefits to replace lost earnings of injured workers was analyzed in a new study by the Workers’ Compensation Research Institute (WCRI), using data from Michigan. The following are among the study’s findings:
- Within 10 years after an injury, the earnings and income benefits an average worker received were projected to be 88 percent of what a worker would have earned if not injured. However, these aggregate results hide important differences across different types of workers.
- Workers with 1 to 12 months of temporary disability benefits had total income that was projected to replace 91 to 95 percent of earnings had they not been injured. Workers with permanent partial disability and/or lump-sum payments had total income that was projected, within 10 years postinjury, to replace 69 percent of earnings had they not been injured.
Purchase a copy of the study here.